The Fine Art of ‘Reverse Budgeting’
Budgeting is an incredibly popular topic among the financially savvy. And yet some of the most financially-savvy people I know don’t actually budget. With zero based budgeting, there’s no longer any...
View Article6 Easy Steps to Gain Control of Your Money
Getting help with your finances can be overwhelming. Before seeking help from others, here are 6 ways you can gain control of your money on your own. It’s no secret that many Americans are worried...
View ArticleCan You Take Time Off to Raise a Family Without Ruining Your Career?
In an ideal world, you would really be able to “have it all.” You know, the perfect parent with a model career, which fits neatly alongside family life. The reality is, though, parents often feel like...
View ArticleBuilding an Emergency Fund
I’m sure that you’ve heard this before, but it bears repeating: when you’re getting your financial house in order, your first step should be to build up an emergency fund. An emergency fund helps you...
View ArticleHow Being Unhealthy Can Impact Your Finances
You may not think about it, but your health can affect your finances… sometimes in ways you wouldn’t expect. There’s the immediate cost of unhealthy behaviors, such as buying cigarettes or fast food....
View ArticleEverything You Need to Know About Renter’s Insurance
If you rent your home, you may be wondering what protection you have in the event of vandalism or a natural disaster. Renter’s insurance is designed to provide financial coverage for renters, since...
View ArticleHow to Prepare to Shift Into a New Career
Whether you’re driven by practicality or passion, the reality is that for many of us, career change is “the new normal.” It largely due to a potent combination of a volatile employment landscape, and...
View ArticleYou Can Only Spend Each Dollar Once
Over the weekend, I sat down to talk a bit about money with our oldest son. He receives a decent monthly allowance, he got some gift money for his birthday back in October, and he also makes money...
View ArticleHow Much Life Insurance Do You Need?
No one wants to think about death — but ignoring the possibility doesn’t change the fact that you still need to prepare for the worst. A big part of this planning process is buying a life insurance...
View ArticleHow to Save Money on Food
Food is an unavoidable expense. We all have to eat and none of us really want to skimp on the food we buy. So, how do we realistically trim that area of our budget? Luckily, there are many ways to save...
View ArticleTop 5 Financial Moves to Make This Year
With a new year comes the chance to have a fresh start. According to a Fidelity study, more than one-third of Americans set a financial resolution for 2017. Whether or not you set a financial...
View Article20 Money Saving Tips for the Holidays (#3 is our secret weapon)
All of us, I’m sure, are busy shopping and planning for gifts for all the people we care about. In the process, though, we need to take some precautions. We don’t want to end up in a situation where we...
View ArticleCan You Find a Hobby That Actually Saves You Money?
Expensive hobbies can really wreak havoc on your budget. Fortunately, there are frugal hobbies out there that are enjoyable and offer money-saving opportunities. Here’s a list of ten hobbies that save...
View ArticleWhy borrowing for a wedding is a bad idea
I enjoy weddings. I’m just not sure how much I’d pay for one. That thought was prompted by reading recently that the typical wedding in the United States costs around $30, 000 these days. Now, I’m a...
View Article8 questions to ask before lending money to friends
It’s one of the most awkward questions a friend can ask you: “Will you lend me some money?” Awkward for your friend to have to ask, and awkward for you to have to answer. Saying “no” could adversely...
View ArticleHow to make money from home by starting a daycare
Quite a few parents choose to stay home because their entire salary would go to daycare if they went back to work full time after the birth of their child. If you are one of the stay-at-home parents...
View ArticleWhen Taking Vows, Vow to Spend Less
Talk to anyone 19 to 90, and they’re likely to have very clear memories of their first experience going steady. Mine came at the decidedly ancient age of 17, and I can recall that star-crossed life...
View ArticleTop 10 Money Mistakes New Parents Make
Having a child is an exciting and exhausting experience. The feeling of holding your newborn in your arms cannot be described in words. Along with this exhilarating feeling, though, comes sleep...
View ArticlePlanning a fun, frugal Halloween
Tis’ time for the spookiest holiday of the year and a record number of Americans are planning to participate in the scare festival. According to the National Retail Federation, more than two-thirds...
View ArticleAre Your Adult Children Destroying Your Retirement?
I can still remember the days when the term “generation gap” was all the rage. Back in the late 1960s and early 1970s, that term was bandied about to describe the yawning philosophical chasm between...
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